Headcanon A: realistic
Terra ends up living in Mobliz with her adopted kids (and grandkids, and new city people, eventually) for most of the rest of her life, though she has places to stay with everyone else in the part all over the world.
Headcanon B: while it may not be realistic it is hilarious
.The moggy bear is invented for Terra, and she ends up collecting a lot of them and has a pile of them on her bed at all times. Her kids start making them for her. Its just Terra’shead sticking out of a pile of plushies.
Headcanon C: heart-crushing and awful, but fun to inflict on friends
Terra was raised by Cid and his scientists, but not very well. She was vaguely friends with Celes, but rarely got to talk with anyone other than to train her magic. The memory wipe from the slave crown made her forget it all, but a good chunk of her emotional issues come from the after-effects of emotional neglect and trauma that she went through.
Headcanon D: unrealistic, but I will disregard canon about it because I reject canon reality and substitute my own.
She can absolutely has and can do the genji glove/masters scroll/two ultima weapons combo for eight 9999 damage hits for a total of 63,000 damage, and she likes doing it at parties because her kids LOVE it.